Written by an expat who had to work it out himself.
The age went up, the penalty came down, and Roth 401(k)s are exempt now. What's actually required in 2026, worked through with real numbers.
Superannuation, RRSP/CPP, German and Dutch pensions — the treaty quirks and PFIC traps for each, side by side.
A worked example: 8 years of US credits, 15 years of UK National Insurance — what totalization actually does with that, and what it doesn't.
What an OCI card gives you, what it restricts, and who's actually eligible. Updated for the 2026 digital e-OCI system.
A short, direct explanation of WEP, GPO, and the January 2025 repeal that ended both.
SIPP, ISA, and workplace pension — what each actually is, and the one that causes real US tax trouble.
Three different forms, three different thresholds, one confused expat community. What triggers each one in 2026, and the penalties for skipping them.
A lower cost of living abroad moves your Coast FIRE number for real. It doesn't fix the part of the plan people usually get wrong.
WEP is gone as of January 2025. Here's exactly which fields to fill in, in what order, and the two mistakes that throw the numbers off — with a worked example.
India has no retirement visa, Goa doubled in price, and the 182-day rule determines your entire tax position. The honest guide for UK, US, German, and Israeli retirees considering India.
If you've been chatting with an AI about your retirement, it already knows enough to populate RetireFlexi. No MCP servers, no developer, no re-typing. Here's the three-step process.
Japan dropped from rank 7 to rank 66. Mexico got 21% more expensive. Vietnam nearly halved in cost. The 2021 vs 2026 Numbeo comparison for every destination expat retirees actually consider.
D7 visa requirements, the actual tax math for US and UK expats now that NHR is gone, cost of living by region, and how Portugal compares to Panama and Mexico.
Tax treaties, QROPS transfer costs, the 2027 UK pension IHT change, US foreign tax credits, and how to calculate your actual net income after tax and currency conversion.
Six countries compared on cost, healthcare, and visa requirements — plus the tax traps most expat guides miss and the three questions you need to answer before you pick.
Most expats who worked in both the US and UK can claim both. Here is how the Totalization Agreement works, what WEP does to your benefit, and how to model both in RetireFlexi.